News and resources

Articles

One of the strengths of our company is the knowledge and experience of our Wealth Team.

This section brings together a collection of articles written by Jason Butler, Robert Lockie and Carolyn Gowen on a variety of subjects from the basics of investing to hedge funds.

Feel free to download any article free of charge. If you wish to reproduce any material please ensure that you follow our Copyright policy.

This is a PDF document - Cashing in on banking mayhem

Cashing in on banking mayhem

Our latest article identifies a number of options for short and long term cash investment.

This is a PDF document - Life Settlement Funds

Life Settlement Funds

An investment which produces a steady 8% annual return, is non correlated with equities and is not affected by economic woes sounds too good to be true. Read our article to find out if it is.

This is a PDF document - Tax Wrap

Tax Wrap

Bloomsbury takes a look at how to minimise investment taxation with the use of different tax 'wrappers',

This is a PDF document - Salary Sacrifice

Salary Sacrifice

As salary sacrifice for those on the margins of higher rate tax becomes more attractive over the next year, employees should be speaking with their employers now to look at the way forward.

This is a PDF document - Should your pension retire abroad?

Should your pension retire abroad?

If you are thinking of retiring abroad and you have significant pension benefits, you might be able to take advantage of the Qualified Recognised Overseas Pension Scheme (QROPS) regulations. Our latest article explains the issues.

This is a PDF document - Don't let the kids blow it!

Don't let the kids blow it!

Wealthy individuals have a real problem. If they hold onto their wealth the taxman will take up to 40% on death. If they give it to younger generations they run the risk of seeing it frittered away. But there is a third way and in our latest article we explain how to minimise tax whilst also protecting against reckless spending.

This is a PDF document - The Frog Investor

The Frog Investor

Apparently if you drop a live frog into a pan of boiling water it will jump straight out and will suffer no adverse consequences. If, however, you place it into a pan of cold water and very gradually turn up the heat, the frog will not jump out. Instead the frog will boil to death, oblivious to the changing temperature of the water until it’s too late for it to muster enough energy to escape. Investors are sometimes a bit like frogs in water and from time to time will be either (or even both) a jumping frog or a sitting frog.

This is a PDF document - Crisis? What crisis?

Crisis? What crisis?

With all the talk of financial Armageddon in August we decided to look beyond the headlines and review what effect this had on stockmarket indices. Read the article now.

This is a PDF document - Index commodities funds

Index commodities funds

In the past year or so several funds have been launched which allow access to passive exposure via a diversified commodity futures index at relatively low cost. The latest of these is the Lyxor ETF Commodities CRB (GBP). Read why we like this fund over all others.

This is a PDF document - Asset class portfolios - 3 years on

Asset class portfolios - 3 years on

Read our latest review of asset class investing and the importance of dynamic rebalancing

This is a PDF document - Too good to be true?

Too good to be true?

Read our analysis of the facts behind the hype and our conclusions about this asset class.

This is a PDF document - When less is more

When less is more

We've reviewed the independent research on what's happening with charges on investment funds and the news isn't good. Read our summary and conclusions of what this means to investors

This is a PDF document - Barclays Capital Equity Gilt Study 2007

Barclays Capital Equity Gilt Study 2007

Read our cogent review of thsi interesting document

This is a PDF document - Here we go with the pension transfer status quo!

Here we go with the pension transfer status quo!

Following two years of consultation, the DWP intend to legislate on rules as to how defined benefit pension schemes should calculate transfer values.

This is a PDF document - Pre-budget update

Pre-budget update

The recent pre-budget report set out a number of proposals which will affect ISAs and pensions. Read our new summary.

This is a PDF document - Understanding Enterprise Zone Syndicates

Understanding Enterprise Zone Syndicates

There are a number of benefits to buying property in an Enterprise Zone - the main argument being that the eventual cost of the property is less. Discover further compelling reasons for buying in to an EZS.

This is a PDF document - Back to the Future

Back to the Future

The early 1970s were uncomfortable times for all investors. It couldn't be about to happen again.. could it? Read our new article which takes a lighthearted look at what happened then and the parallels with the present day.

This is a PDF document - Investors behaving badly

Investors behaving badly

Why are we unable to make rational decisions when it comes to investing? Read our latest article which explores the academic research underpinning the little understood field of behavioural finance.

This is a PDF document - Asset allocation - a consistent view of risk and reward

Asset allocation - a consistent view of risk and reward

There are a number of ways to approach asset allocation, we believe the key is to clarify and commit to your strategy so all clients are advised in a consistent and effective way.

This is a PDF document - Pure asset class portfolios - two years on

Pure asset class portfolios - two years on

Two years into the process of running our clients’ portfolios on an asset class basis, we look at the performance of the components and, more importantly, the portfolios as a whole.

This is a PDF document - An investment approach to charitable giving pays dividends

An investment approach to charitable giving pays dividends

Many of our clients are increasingly thinking about more than just giving; they are also thinking about how to ensure that their giving creates real impact. Read how we help improve 'returns' on our clients' charitable donations.

This is a PDF document - Learning to Love Risk

Learning to Love Risk

In this article we dispel this idea and suggest that risk, far from being a bad thing, is something that investors should embrace. After all, with risk comes reward, and by avoiding some common pitfalls we believe investors can learn to love risk.

This is a PDF document - Rebalancing portfolios:  science and emotion - Part 2:  The Optimal Approach

Rebalancing portfolios: science and emotion - Part 2: The Optimal Approach

How often should a portfolio be rebalanced back to the agreed asset allocation? We bring you the second part of our detailed investigation into this important aspect of investing.

This is a PDF document - Rebalancing portfolios: science and emotion - Part 1:  Why Rebalance

Rebalancing portfolios: science and emotion - Part 1: Why Rebalance

How often should a portfolio be rebalanced back to the agreed asset allocation? Read the first part of our detailed investigation into this important aspect of investing

This is a PDF document - Budget suprises in the small print

Budget suprises in the small print

Read our latest article on the implications of proposed changes to taxation of trusts

This is a PDF document - Beware charging dinosaurs

Beware charging dinosaurs

Robert Lockie explains Bloomsbury's views on charging for advice and portfolio management

This is a PDF document - Pre Owned Assets Tax

Pre Owned Assets Tax

This is a PDF document - Risky business

Risky business

Risk is the source of investment returns, otherwise capital markets wouldn't exist. But just how does one evaluate risk and uncertainty when it comes to investment? Read this article to find out.

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