Bloomsbury Financial Planning

Smart ideas about wealth

Investment philosophy

How we build investment portfolios

We take time to ascertain and understand your risk profile. We use highly sophisticated psychometric risk profiling software from FinaMetrica Limited, a leading Australian risk analysis company.

FinaMetrica Limited derived its process from research carried out by the University of New South Wales. Based on your answers to 25 questions, we evaluate the level of your aversion to risk and risk capacity to derive an appropriate asset allocation strategy. We want you to capture the returns that are there for the taking, but we also want you to be able to sleep at night.

Find out more about FinaMetrica's system

We use index and passive asset class funds

Bloomsbury's investment philosophy is based on Modern Portfolio Theory (MPT) and its subsequent evolution. MPT is derived from rigorous and ongoing research by the world's leading academic financial economists. We are convinced that this approach is the right choice for investors. Implementing our disciplined long-term investment strategy is not only sensible and logical, but it is cost-effective to develop and maintain, making such an approach in your best interests.

Dimensional Fund Advisors Inc. (DFA) is our principal fund manager

In the USA, DFA is a respected leader in structuring investment portfolios for institutional accounts including corporations, pension and charitable organisations, unions and government entities. In 2004 DFA launched a range of funds for the UK market denominated in either sterling or euros. To maintain quality, its no-load funds are not available to the general public, retail brokers or most other investment advisers. However, through Bloomsbury you can gain access to these institutional-type funds. We also use index funds from Legal & General, Norwich Union and BGI (Barclays Global Investors) for some asset classes.

Would you like to learn more about DFA? Visit DFA UK website

Advice on packaged products

The Financial Services Authority (FSA) defines certain investment products as 'packaged products'. These are life policies with an investment content, investment trust savings schemes, regulated collective investment schemes (whether or not held in an ISA, PEP or Child Trust Fund) and stakeholder pensions. Depending on which of our investment service offerings you select, we will provide a different way of giving advice on these products.

Should you choose to use our team of specialist financial advisors, we will recommend packaged products from the whole of the market.
If you choose our advisory portfolio service, packaged products will be recommended from a specific range of selected managers. Details of this range are available on request. These details will change form time to time, based on our research.